Protection Plans With You In Mind

Ride with confidence, knowing that you have selected an industry-leading motorcycle protection program and that your investment is protected for the road ahead! To find out the best coverage for you and your motorcycle, contact Nate Wentzel at J&L Harley-Davidson® in Sioux Falls at (605) 334-2721 or Tommy Myers at Glacial Lakes Harley-Davidson® in Watertown, SD at 605-886-3448.

Batteries for Life

Our Lifetime Battery Program provides peace of mind from unexpected expenses for the most commonly replaced item on a Powersports vehicle for the entire "Lifetime" of your ownership. Lifetime Battery is available for any customer, at any time over the course of your ownership, of a qualified motorcycle!

  • Battery replacement for the lifetime of the ownership
  • Provides protection for the most common expense incurred over the course of ownership
  • Customers can purchase coverage at any time of vehicle ownership
  • Customers can go to any Powersports dealership to take advantage
  • No expiration on the term
  • Claims are paid within 20-30 minutes to make sure customers are not out any money or time!

Harley-Davidson® Guaranteed Asset Protection (GAP) Program

If your Harley-Davidson® motorcycle is stolen and never recovered, chances are you'll have to pay the "gap" between your insurance company balance and the loan balance. Don't assume that your primary insurance will cover any loss related to your motorcycle. In reality, the actual cash value that an insurance company places on your bike may be substantially less than the outstanding balance on your loan. Who pays the difference or the "gap" between your insurance company and your loan payoff? You do!

The GAP Plus Plan pays the difference between the fair market value of your vehicle and the outstanding balance of your loan on the date of loss up to $25,000.* Plus, your insurance deductible may be covered up to $1,000. With your loan balance paid in full and your deductible covered, you can move on to purchasing a new motorcycle with a $1,000 credit.

Harley-Davidson® Appearance Protection**

If you're like many riders, your motorcycle's appearance is as important as its performance. With Harley-Davidson® Appearance Protection you can keep your bike looking as good as the day you rode out of the dealership. Scotchgard™ Paint Protector guards against the elements you'll encounter on the road, like salt, hard water, tree sap, insects, bird waste, acid rain, and more.

If covered damage does occur, affected areas will be repaired and resurfaced, restoring your paint to its original condition. Scotchgard™ Leather and Vinyl Protector repel stains from food, drink, lotions, ink, and more. Your leather and vinyl are also covered in the event of rips, tears, cracks, or loose stitching, caused by weather or UV weakening. Rips or tears less than 2" or punctures less than 1/4" will be repaired and surface treated. And to keep that shine, the Scotchgard™ Protector will defend your chrome against the environment. If covered damage does occur, areas will be repaired and resurfaced. Whether you're a road warrior or a casual rider, this protection provides real peace of mind.

Extended Service Plan

Whether it's a short trip across town or an epic run to Sturgis, don't spend time worrying about the unexpected. Ride worry-free knowing you're covered by the only H-D® factory-approved Extended Service Plan. The Harley-Davidson® Extended Service Plan protects you from costly repairs on covered claims for up to 7 Years and Unlimited miles.*

Protection Includes:
  • Comprehensive Coverage
  • Expense Reimbursement Package
  • Nationwide Repair Location Assistance
  • Minimize Unexpected Repair Costs
  • Contract Transfer
  • Optional Tire & Wheel Coverage
  • Stand Alone Tire & Wheel Protection

*Some exclusions, conditions, and restrictions apply. See contract for details.

Harley-Davidson® Insurance

We get it. Your motorcycle is your pride and joy. That feeling and connection to your bike is what our brand is all about. That said, you want your motorcycle protected, and if something happens, you want the best motorcycle insurance to help get you back on the road as quickly as possible. At Harley-Davidson® Insurance Services, we provide that service as a trusted motorcycle insurance agency that knows all about the motorcycle lifestyle. We stand behind our policies with industry-leading services, coverage, and support. You'll also find money-saving motorcycle insurance discounts and experienced customer service and claims support. It's why riders trust us to help protect them and their bikes.

You can get Harley-Davidson® Insurance today with a fast, free quote. Here's more of what we provide through our affordable motorcycle insurance:

  • Multiple options: We offer different types of motorcycle insurance coverage options based on your needs, including collision, comprehensive, and bodily injury, along with replacement cost, rental reimbursement, roadside assistance, accessories and special equipment coverage, and much more.
  • Protection for different types of bikes: We cover all types of motorcycles-not just Harley-Davidson® models. We cover most motorcycle manufacturers, including models such as Cruisers, Touring, and Sport Bikes, among others. Learn more about the types of motorcycles we insure.
  • Money-saving discounts: Looking for cheap motorcycle insurance? It's here, and you'll experience the quality of service you expect from Harley-Davidson®. Save with us without sacrificing protection. Get your motorcycle insurance quote.
  • Experienced support: Harley-Davidson® Insurance Services has been offering motorcycle insurance and rider insurance for more than 20 years. We have the experience and knowledge to get you the help needed, so you and your bike get back on the road. Contact us if you have any questions.

We're ready to help. Get a motorcycle insurance quote today from one of the most respected motorcycle insurance agencies. We'll help protect you and your bike now and in the future.

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