J & L Harley-Davidson can help you with every aspect of your purchase. This includes helping you arrange suitable financing with agreeable terms. The lenders we work worth understand Harley’s better than any one else. The whole approval process usually takes less than 15 minutes. In order to help you protect your credit, we get a copy of every applicant’s driver’s license or photo ID at the time we fill out the application. Finance rates, down payment and terms depend on each individual’s specific situation. Stop in, pick out your Harley and come see Kevin. It’s that easy.

For more information on financing your next purchase, please contact Kevin Lucas, Financing Manager in Sioux Falls or Justin Ziegler, Manager in Watertown.

HD Insurance

No other insurance agency takes better care of motorcyclists than Harley-Davidson Insurance Services. Here are the top four reasons to get rider coverage through H-D Insurance Services:

1. Our insurance counselors are fellow Harley-Davidson® enthusiasts who know, first hand, the protection you want and need.
2. We offer protection for you, your bike, your passengers, your H-D® MotorClothes® apparel, your accessories – your ENTIRE ride.
3. You can save big time with a variety of discounts, including H.O.G.® Membership, Multi-Bike Coverage, Security In Place, and Safe Driver discounts.
4. Your Harley-Davidson® motorcycle is unique. And it requires careful attention regarding its insurance. We work only with insurance carriers that are properly set up to insure you and your Harley-Davidson® motorcycle.

Email Kevin or Justin for more information or if you have questions.

Extended Service Plan

Do you have ESP? We’re not talking about extra sensory perception. We are talking about Harley-Davidson’s Extended Service Plan. We believe Harley has the best built bikes on the planet and while we can’t guarantee your Harley will never break down, we do have a way to guarantee it won’t break you if it does. It can even take care of costs you incur over and above the actual repair cost. It can be added to most Harleys at the time of purchase or to any Harley currently covered by the manufacturer’s warranty. If you would like more information, stop in, call or e-mail Kevin or Justin.

GAP

Even when you’ve done everything right, things can go wrong. That’s what GAP (Guaranteed Asset Protection) is for. Simply put, GAP protects you from financial loss should your loan payoff exceed the fair market value of your Harley at time of loss whether by accident or theft. This very affordable protection can be added to any loan at the time of purchase.

Tire & Wheel Protection

So you can continue to “roll on down the highway” we now offer protection for your tires and wheels against road hazards. Not only will Harley take care of 100% of the cost to repair/replace that damaged wheel or tire but some of the other expenses you may incur as well. This affordable coverage can be added at time of purchase or when you replace a tire or wheel. For details stop in, call or e-mail Kevin or Justin.